Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents at Patron Insurance Services in Vienna, Virginia will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates.... Read Article

How to Freeze Your Credit (and When You Might Need To)

If you’re like most Americans, you probably rely on the internet to do everything from buying birthday presents and booking vacations to managing your bank account and paying bills.  But for every transaction you make, you’re trusting a company with some type of personal information. And even if you’re not making purchases online yourself, most corporate systems are still connected to the internet. All this... Read Article

Can You Guess When Most Distracted Driving Crashes Occur?

Daydreaming while driving is more dangerous than you’d think – and our new review of police data shows just when drivers might be “lost in thought” enough to cause a fatal crash. According to a new review of Fatality Analysis Reporting System (FARS) data, Saturdays in September are the biggest days for fatal car crashes involving daydreaming while driving, and Tuesdays in February are lowest.... Read Article

How to Protect and Preserve your Family Photos

As the old saying goes, “a picture is worth a thousand words.” This is especially true when it comes to your collection of family photos.  We take photos to capture the most significant milestones in our lives. Whether it’s your wedding day, the birth of a child or their high school graduation, pictures can take us back to a moment in time – even as... Read Article

What’s a Home Inventory, and Why Do I Need One?

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two ... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly... Read Article