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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Help Your House Recover from Frost Heave

Frost heave occurs when ice forms underneath soil. As the frozen soil switches between freezing and thawing, it can cause the very foundation of your house to shift since frozen soil has about 10 percent more volume than dry soil. This can lead to serious structural damage to your foundation. Unfortunately, frost heave is not covered under most homeowners policies.  Frost heave can happen in...

7 Things Business Owners Can Spring Clean Without Picking Up a Mop

Each year, 78% of Americans tackle spring cleaning in their homes. If you’re one of them, chances are you enjoy rolling up your sleeves and using a little elbow grease to freshen up your abode. Not only can the results of this annual ritual leave you feeling less stressed, more at peace and more focused, but it can also give you a big sense of...

What to Look for When Comparing Auto Insurance Quotes

These days, it’s nearly impossible to turn on your television, listen to the radio or search the internet without seeing an ad for auto insurance. And every company seems to push the same message: “Switch to us and you could save money on your car insurance.”We all know that price is an important factor when it comes to choosing an auto insurer. But making price...

Vlogging While Driving: What's the Big Deal?

Everyone knows the dangers of texting while driving, but now there is another equally dangerous trend – vlogging while driving. What is Vlogging?A vlog is a blog in video form. Vlogging involves anyone talking to a camera mounted on their dashboard to create videos. While the behavior may seem safe because it’s hands-free, an internationally recognized expert on distracted driving says it’s anything but.“The research...

General Liability, Professional Liability, and BOP: Which One Is Right for You?

One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...